1. The Legacy of Redlining (1930s - Present)
In the 1930s, the HOLC graded neighborhoods. "Red" zones were deemed "Hazardous" (often minority areas) and denied mortgages.
City Map (Click to Grade)
Home Value Growth (1930-2020)
Click "Apply Grades" to see the long-term economic impact.
Blockbusting
Real estate agents convinced white homeowners to sell cheap by stoking fear that minorities were moving in. They then resold to minorities at inflated prices. Result: "White Flight."
Environmental Injustice
Redlined zones (Disamenity Zones) were often zoned for industry. Today, these areas suffer higher rates of asthma, hotter temperatures (Heat Islands), and lack parks.
2. The Gentrification Balance
Renovate the neighborhood. Watch the Tax Revenue rise, but watch the Displacement rise too.
Click a house to renovate it.
Pays for better schools, parks, and police.
Original low-income residents forced to move out.
3. Squatter Settlements (Favelas)
Millions in LDCs live in "Disamenity Zones" on the periphery. They lack Land Tenure (legal ownership).
Scenario: A new settlement has formed on a dangerous hillside in Rio. What do you do?
No water, no electricity, high crime.